Determine which of the items below would appear in the Checks and Debits column of a bank statement and would cause a decline in the account's balance.

Calculate the adjusted cash balance or the books of XYZ Co. given the following information.
Balance per bank statement
Balance per general ledger cash account
Deposit in transit
Note collected by the bank on behalf of the deposit for
Monthly bank charges
Outstanding checks

$600
710
200
80
40
50

$950
$990
$750
Beg bal. $710 +Note $80-bank charges $40.
$630


Determine which of the items below would appear in the Checks and Debits column of a bank statement
and would cause a decline in the account's balance. (Check all that apply.)

Interest paid by the bank on the bank account balance
A customer's NSF check
Monthly service fees charged by the bank
ATM withdrawals
Checks written by the account owner
Deposits made during the month